Legal

Terms of Service

Effective date: 1 May 2025

1. Acceptance of terms

By accessing or using the Erban X platform (“Service”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 18 years old and have the legal authority to enter into these terms on behalf of yourself or your organisation.

3. Your account

  • You are responsible for maintaining the security of your account credentials.
  • You must promptly notify us of any unauthorised access at legal@erbanx.com.
  • You may not share your account or use the Service to impersonate others.

4. Acceptable use

You agree not to:

  • Use the Service for any unlawful purpose.
  • Attempt to gain unauthorised access to any part of the platform.
  • Reverse-engineer, decompile, or scrape the Service.
  • Upload malicious code or interfere with platform operations.

5. Your data

You retain ownership of all data you enter into the platform. By using the Service, you grant Erban X a limited licence to store and process your data solely for the purpose of providing the Service.

6. Payments and billing

Subscription fees are billed in advance on a monthly or annual basis in Nigerian Naira (₦). Subscriptions auto-renew unless cancelled at least 24 hours before the renewal date. All fees are non-refundable except as required by applicable law.

7. Limitation of liability

To the maximum extent permitted by law, Erban X shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service. Our total liability in any matter is limited to the amount you paid us in the preceding 12 months.

8. Termination

We may suspend or terminate your account if you violate these terms. You may terminate your account at any time by contacting support. Upon termination, your right to use the Service ceases immediately.

9. Changes to these terms

We reserve the right to modify these terms at any time. We will notify registered users by email at least 14 days before material changes take effect. Continued use after the effective date constitutes acceptance of the new terms.

10. Governing law

These terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved in the courts of Lagos State, Nigeria.

11. Contact

Questions about these terms? Email legal@erbanx.com.